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Sample Computation

Harbour Park Residences beside the Pasig River

Illustrative 1-bedroom payment guide

See the path from reservation to ownership.

A clearer look at the stages behind a Harbour Park Residences purchase—starting with reservation, followed by equity, then the remaining balance through bank financing.

One purchase, three stages

A large price becomes easier to assess when it is separated into steps.

This sample uses the current ₱4.5M–₱4.8M indicative range for a one-bedroom unit. It is a planning guide rather than an offer or loan approval.

01 Begin

Reserve the selected unit

₱20k–₱30k

The reservation starts the documentation process for the chosen available unit. Confirm whether the fee is credited toward equity in the official computation.

02 Build equity

Complete the down payment

₱220k–₱250k about ₱17k–₱21k monthly for 12 months

The example assumes equity of roughly 5%, spread across one year. Actual schedules can change with the unit and promotion.

03 Finance

Settle the remaining balance

Bank financing

The balance is subject to bank assessment, approval, interest rate, fixing period, loan term, fees and borrower qualifications.

At reservationSelect and secure

Choose an available unit and review the official computation.

Months 1–12Complete equity

Follow the developer’s approved down-payment schedule.

After equityBegin loan payments

Proceed under the approved bank loan and released terms.

Furnished one-bedroom model unit at Harbour Park Residences
Model-unit imagery from the Harbour Park Residences project brochure

After the equity period

Compare the monthly trade-off of a longer or shorter loan.

A longer term generally lowers the monthly payment but increases the total interest paid. A shorter term generally does the opposite.

20 years
₱33k–₱38k / monthLowest illustrative monthly range of the three terms
15 years
₱38k–₱43k / monthMiddle ground between monthly cash flow and loan duration
10 years
₱48k–₱55k / monthHigher monthly range with a shorter repayment period
Important: These are broad illustrations, not bank quotations. Request an updated computation because rates, repricing periods, loan-to-value limits and approval criteria vary by bank and applicant.

Before deciding

Ask for the numbers that complete the picture.

The monthly figure is only one part of the decision. A useful computation should also identify the exact unit, payment dates and charges that may sit outside the headline price.

Exact unit and floorPrice, orientation and availability can differ by inventory.
Reservation treatmentVerify whether it is credited toward the required equity.
Fees and closing costsAsk which charges are included and which are payable separately.
Bank assumptionsConfirm the interest rate, fixing period, term and required documents.
Is this the final selling price?

No. It is an indicative range. The official total contract price comes from the current developer computation for the exact available unit.

Is bank approval automatic?

No. Banks assess income, documents, credit profile, property valuation and their own lending policies before approving a loan.

Can the monthly amount change?

Yes. The selected unit, equity schedule, promotion, loan amount, interest rate, repricing arrangement and term can all change the result.

Receive a computation for an available unit.

Share your email to receive a more specific breakdown you can review at your own pace.

  • Current indicative unit price
  • Reservation and equity schedule
  • Illustrative financing comparison
Newsletter and Updates

Prices, availability, promotions, payment schedules and financing estimates may change without notice. All bank financing remains subject to application, approval and final loan terms. Review the official developer computation and bank disclosure documents before making a reservation.